Predicting Default Payments

Project information

  • Category: Predicting Default Rates
  • Client: Private Bank
  • Project date: 2019

There is no one way to determine if a client will stop making repayments. Factors such as the term of loan, industry, assets, history, size and other parameters can be gauged to estimate a default rate. After tuning the model, the final model has an accuracy of 94%.